Credit Scoring And Approval

Client’s Introduction:

The client is banking organization headquartered at Singapore

Value Proposition:

  • Loan application turn around time is improved
  • Data Volume : 1 TB
  • Number of Concurrent users: 1000+
  • Supports multiple products - Credit Card, Cash Plus, Icash and Mortgage Loans

Business Objective:

  • PLCE is the J2EE loan origination application where new applications are put up and routed for approval
  • Initially, there were no scoring systems for housing loan applications and the approval of loan applications were based on judgmental assessment of customer profile. This took more time for our clients to approve the loan applications.
  • To keep pace with competitive nature of Housing Loan mortgage applications, our client asked us to enhance their application to improve turnaround time for credit assessment.

Solution Provided:

  • A generic interface with Credit Scoring Engine (CSE) was developed and the same was used to facilitate
  • credit scoring for Credit Card, Cash Plus, ICash and Mortgage Loan applications.
  • Pre-validation and processing checks were analyzed and modified.
  • Application was enhanced to interface with NCB Gateway and SBS datamart etc.

Solutions Delivered

Developed and enhanced over 2,000 websites across domains

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Established a Loan Processing System for a major bank

Developed a Real Time Trading Platform for a trading company

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Provided Application Deployment and monitoring support to a major Telecom company

Profitably implementing ITSM for a global Language Interpretation company

For the study of patients discharged from hospitals, designed HIPAA compliant Enterprise App & its Mobile version

Use of our IVR system to service high call volumes for an Airlines company, reduced cost and improved the traveler's experience

For a service center - Integrated voice authentication service with Genesys Agent Desktop

Built a test automation tool called “SWIFTest” for Functional Automation Testing

Working on a test framework for Functional Automation Testing

Happy to Help